We'll pay a part to get you on the property ladder in Reading, with Shared Ownership.
We partner with you to share the cost of buying your own home – you pay for the part you can afford and we’ll pay for the part that’s left.
Reading is well located in the heart of the South of England, just off the M4, with great links to the M3 and other major commuter road and rail links.
Reading is a large town of many independent and high-street shops, cafes, restaurants and bars, bustling with local and large businesses - the perfect place to call home for commuters, families, working professionals and couples.
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We have found these results from Reading, Berkshire
2 bed apartment, Milford Road
£146,250
Shared Ownership resale
Reading, RG1 8FZ
3 Bed Apartment, Nightingale Way
£130,000
Shared Ownership resale
Reading, RG30 1FB
2 bedroom apartment, Tidman Road
£114,000
Shared Ownership resale
Reading, RG2 0DB
One Bed Apartment, Wilder Crescent
£75,250
Shared Ownership Resale
Berkshire, RG7 1WT
3 Bed House, Field Mouse Walk
£192,000
Shared Ownership resale
Reading, RG31 7GE
3 Bed house, SNG at Ochre Meadows
£171,500
Based on buying a 35% share
3 bedroom house
Theale, RG7 5GJ
- Part of the SNG at Ochre Meadows development
2 bedroom house, Hunters Hill
£140,000
Shared Ownership resale
Reading, RG7 3HN
Sheffield Close, Pangbourne
£138,000
2 bedroom house
Pangbourne, RG8 7GD
3 bed houses, SNG at Emmer Green Drive
Shared Ownership new build
Caversham, RG4 8SG
- Part of the SNG at Emmer Green Drive development
2 Bedroom Apartments, SNG at Ochre Meadows
Based on buying a 40% share
Shared Ownership new build
Theale, RG7 5GJ
- Part of the SNG at Ochre Meadows development
FAQs
We partner with you to share the cost of buying your own home – you pay for the part you can afford and we’ll pay for the part that’s left. It’s an opportunity to buy the home that’s right for you without needing the large deposit or the mortgage that goes with it.
You buy a share in your home that’s right for you. That could be from either 10/25% and up to 75% initially. You’ll pay a reduced rent to us on the share we own and a monthly service charge.
As your finances allow, you can buy further shares in your home as and when you choose, meaning you’ll own more and pay less rent.
Typically, you’ll only need a deposit that is 5% of the value of your share, rather than of the total property value, meaning you could get moving sooner than you thought.
- As long as you are over 18
- Your household income is less than £80,000
- And you don’t already own a home at the time of buying your shared ownership property
… then Shared Ownership could be right for you!
Some properties may be bound by local connection restrictions in order to make them affordable for local customers. We'll let you know if there are any restrictions in place when you are searching for a property.
A deposit for a shared ownership home can start from just 5% of the share value you’re looking to buy. So for example:
If you’re looking to buy a home that has a 40% share value of £80,000, then your deposit could be as little as £4,000 - meaning you may be able to get on the property ladder sooner than first thought!
You can speak to our panel of financial advisors for more information around affordability.